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Who Can Lease a Car?

If you were to lease a car rather than buy it outright, you would find it's a brilliant way to gain full access to a vehicle. The cost of owning a vehicle is now at the highest its ever been, and it's only going to get higher. This means that leasing is now a more viable option, which is why it is now at its most popular, especially when the options you have are even more accommodating than ever.

Car leasing, who is it for?

Having access to a car is an important part of modern life. It allows people to travel between locations that may have previously been hard to reach, at their own leisure as well, as there's no need to wait for public transport.

They can also be used from within a business, whether it be as a company car or as a means of transporting tools between destinations. Here at LeaseCar we give you the option to choose from personal and business leases, ensuring that you get the contract that best suits you.


When purchasing a car, a main worry can be how much it'll be worth at the end of the contract due to depreciation. You may have initially wanted to sell it for a profit, but it's possible to miss out if your vehicle has suffered from high levels of depreciation.

When you first agree to a lease contract, the overall amount of depreciation that will occur once the contract has finished is estimated. Numerous factors can change this estimation, such as the mileage you'll be doing. One of the best things about this estimation is that you have a full understanding on how much you will pay per month without worrying about resale values.


When working in a business, it is a pain having to deal with the maintenance that is essential for a vehicle. One of the main reasons leasing exists is so that people don't have to deal with as much hassle that you deal with when owning a car fully.

We have a maintenance package which means you don't have to worry about this aspect at all. You have access to a number of dealers situated over the UK and Northern Ireland.

Tax advantages

One of the major benefits a VAT registered business can gain is tax advantages for leasing a car, such as reclaiming a percentage of the VAT of the monthly rental. As long as you can prove that the only use of your vehicle is for business purposes, you can qualify for these tax advantages.


Personal and business leasing are very similar, with a significant difference being that personal lease contracts aren't able to reclaim a percentage of value added tax.

The advantages to personal leasing are similar to business leasing in that you often pay a much lower monthly amount than you would if you bought the car. 

Lower upfront costs

When it comes to costs, you have the luxury of not dealing with as many upfront costs that occur when purchasing a vehicle. The average initial rental is three times the monthly rental, which can also be changed to the equivalent of 6 or 9 monthly rentals.

Fewer obligations

Something that attracts a lot of people to a lease contract, there are very few obligations you have to deal with. You have to make sure that you pay your monthly rentals at the appropriate time.

Once your contract has come to an end, you can simply return it to us. There's no need to worry about the selling or haggling aspect which can often put people off. If you want a different vehicle to lease, it's possibly. Once your current lease contract has finished, simply return the vehicle and then agree to a new lease contract.

LeaseCar and you

The main thing about leasing a car is that it's an option which is available for everyone. It has been designed to be affordable and more approachable than fully buying a car, and with maintenance options you can lower the responsibilities that can take up a lot of time.

If you have any questions at all about the lease agreements we have on offer, get in contact today, or join the conversation on Twitter: @LeaseCar_UK.

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Trust, Compliance & Small Print

All primary prices shown on this page ex VAT at the prevailing rate unless otherwise stated.

An excess mileage charge may be applied if the contracted mileage is exceeded. Full details will be provided within the written quotation.

You will not own the vehicle and it should be returned clean in a condition that is commensurate with its age and mileage, otherwise charges may apply.

LeaseCar UK is a trading style of Central Contracts (S.O.T.) Limited
Central Contracts (S.O.T.) Limited is a credit broker not a lender
Central Contracts (S.O.T.) Limited is authorised and regulated by the Financial Conduct Authority
We are acting as a credit broker for the purposes of arranging your selected finance contract. We have a commercial relationship with a carefully selected panel of lenders and we may receive a commission from the selected lender. We do not charge you a fee for our credit broking services.

Central Contracts (S.O.T.) Limited.
Central House, Trentham Business Quarter, Bellringer Road,
Stoke-on-Trent, Staffordshire, ST4 8GB.

VAT Reg No. 715 25 1558 Company Reg. No. 3635778
Financial Services Register No. 677877 ICO Registration No. Z7112215

From April 2020 WLTP will replace the current NEDC test procedure for establishing the official Fuel Consumption and CO2 emissions of new cars. Please be aware of the following:
For vehicles registered on or after 1st April 2020 vehicle road tax costs will be based on the WLTP CO2 values and may change the monthly rental cost.
Vehicles registered on or after 6 April 2020 Please be aware the addition of certain factory fitted options may impact the vehicles co2 emissions and affect your monthly rental.

The Financial Ombudsman (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at

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