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Lease a BMW 1 Series Hatchback 118i M Sport 5dr Step Auto - New Model

bmw 1 series hatchback 118i m sport 5dr step auto - new model 2019 front three quarter
bmw 1 series hatchback 118i m sport 5dr step auto - new model 2019 profile
bmw 1 series hatchback 118i m sport 5dr step auto - new model 2019 front
bmw 1 series hatchback 118i m sport 5dr step auto - new model 2019 front three quarter
bmw 1 series hatchback 118i m sport 5dr step auto - new model 2019 rear
bmw 1 series hatchback 118i m sport 5dr step auto - new model 2019 rear three quarter
bmw 1 series hatchback 118i m sport 5dr step auto - new model 2019 interior
GET THIS DEAL NOW
£258.92 ex. VAT
£310.70 inc. VAT
Per month
Initial Rental:
£1,553.52 ex. VAT
Initial Rental: £1,864.22 inc. VAT
£310.70 inc. VAT
Per month
Initial Rental:
£1,864.22 inc. VAT

Customise your options

BMW 1 Series Hatchback 118i M Sport 5dr Step Auto - New Model

bmw 1 series hatchback 118i m sport 5dr step auto - new model 2019 profile
£258.92 ex. VAT
£310.70 inc. VAT
Per month
£310.70 inc. VAT
Per month
Key Features
Petrol Petrol
Automatic Tramsmission Automatic
56.5 mpg 56.5
Leather Leather

Paint - Metallic

Metallic - Black sapphire+ £10.57 p/m
Metallic - Melbourne red+ £10.57 p/m
Metallic - Mineral grey+ £10.57 p/m
Metallic - Misano blue+ £10.57 p/m

Paint - Solid

Solid - Alpine white+ £0.00 p/m

Paint - Special

Individual metallic paint - Storm Bay+ £10.57 p/m
Character with colourful jumper

Can't find your perfect colour?

Don't worry, make your enquiry and our team will help ensure you get the right car with the right colour, along with any additional features you may want.

Body Glass

Sun protection glass+ £5.66 p/m

Brakes

City braking function+ £0.00 p/m

Communication

Bluetooth hands free facility with USB audio interface+ £0.00 p/m
Enhanced bluetooth with wireless charging+ £6.60 p/m

Driver Aids

Active cruise control with stop and go+ £0.00 p/m
Cruise control with brake function+ £0.00 p/m
Front/rear Parking distance control+ £0.00 p/m
Lane departure warning system+ £0.00 p/m
Park assist including reversing assistant, lateral parking aid and reversing assist camera+ £6.60 p/m

Driver Convenience

Automatic tailgate operation+ £9.43 p/m

Driver Information

BMW Live Cockpit Plus with 8.8" central information display + nav function+ £0.00 p/m
Head up Display+ £14.15 p/m
BMW Live Cockpit Professional sat nav system including 10.25" high resolution display and Intelligent Voice Assistant+ £18.87 p/m

Embellishment Trims

Illuminated Berlin interior trim+ £0.00 p/m
Illuminated Boston interior trim+ £0.00 p/m

Engine

42 Litre fuel tank+ £0.00 p/m
Larger fuel tank capacity (50 litres)+ £0.94 p/m

Entertainment

Harman/Kardon loudspeaker system+ £0.00 p/m
Stereo speaker system with 2 mid range speakers in the front door trims and rear parcel shelf + 2 central bass speakers underneath the front seats+ £0.00 p/m
BMW gesture control+ £5.66 p/m

Exterior Body Features

Electric panoramic glass sunroof+ £18.87 p/m

Exterior Lights

LED Headlights+ £0.00 p/m
BMW icon adaptive LED headlights+ £9.43 p/m

Interior Features

Heated steering wheel+ £2.83 p/m
Luggage compartment separating nets+ £2.83 p/m
Through load system+ £2.83 p/m

Packs

Connected pack plus - 1 Series+ £0.00 p/m
Connected pack professional - 1 Series+ £0.00 p/m
Driving assistant pack - 1 Series+ £18.87 p/m
Comfort pack 2 - 1 Series+ £28.30 p/m
Tech pack 2 - 1 Series+ £28.30 p/m

Seats

Manual adjust driver/passenger seats+ £0.00 p/m
Driver + front passenger electric lumbar support+ £2.83 p/m
Electric front seat adjust - drivers with memory+ £14.15 p/m

Security

Comfort access system+ £9.43 p/m

Towing

Towbar with detachable ball+ £14.15 p/m

Trim - Leather

Dakota leather - Black with blue highlight+ £0.00 p/m
Dakota leather - Black with grey highlight+ £0.00 p/m
Dakota leather - Magma red with grey highlight+ £0.00 p/m
Dakota leather - Mocha+ £0.00 p/m

Wheels - Alloy

18" Burnished M double spoke alloy wheels finished in orbit grey - style 819M+ £0.00 p/m
19" Burnished M double spoke Bi-colour alloy wheels finished in Jet black - style 552M+ £11.23 p/m

Wheels - Spare

BMW mobility system+ £0.00 p/m
Space saver spare wheel+ £2.83 p/m
Pensive character

Add extra fun and features to your car!

You can make your car extra special by choosing to add additional extras to it. Once you make your enquiry, a member of the team will go through the extras with you and make sure you get the exact car you want.

Body Glass

Front and rear electric windows with open and close fingertip control, anti trap facility and comfort closing
Green tinted heat protection glazing
Rain sensor including auto headlights activation
Rear window wiper
Windscreen wipers with integrated washing jets

Brakes

Anti lock braking system (ABS) with brake assist
Brake drying
Braking readiness
Dynamic stability control + (DSC+)
Dynamic Traction Control - DTC
Electrically operated hand brake
Front and rear disc brakes

Carpets/Rugs

Anthracite Velour floor mats

Chassis/Suspension

Anti roll bar front and rear
Drive Performance Control
M sports suspension + self levelling

Driver Aids

Active guard plus
Attentiveness assist
Servotronic steering optimised at all speed ranges
Speed limiter

Driver Convenience

Eco pro mode
Pull away assistant

Driver Information

BMW emergency call
BMW Online services
BMW Teleservices
Check Control warning system for monitoring of lights and door/luggage compartment open warning
Connected eDrive Services
Integrated owners handbook
Oil sensor for level and grade
On board computer
Optimum shift indicator
Personal Profile

Driving Mirrors

Auto dimming rear view mirror
Body colour mirror caps
Electric folding and anti dazzle exterior mirrors
Heated, electrically adjustable exterior mirror aspheric on driver side, convex on passenger side

Embellishment Trims

Contrast stitching on instrument panel

Engine

Aluminium lightweight construction
Balancer shaft
Double VANOS
High precision injection
Lightweight engineering
Petrol Particulate Filter
VALVETRONIC engine management

Entertainment

Bluetooth audio streaming
DAB Digital radio

Exterior Body Features

Body colour door handles
Chrome 'M' logo side designation
Chrome exhaust tailpipe in single, round (Exhaust tailpipe, stainless steel - single, round)
Chrome kidney grille frame with Satin Aluminium struts
Fading support
Front door sill finishers in black plastic with BMW designation
High gloss shadow line exterior trim
High gloss shadowline window frame, mirror frames and B/C pillar embelisher trim
Matt black air guide grilles
Model designation on right side of tailgate
Shark fin antenna
Visible VIN plate

Exterior Lights

Automatic headlight beam throw control
Direction indicator side lights in exterior mirrors
Follow me home headlights
High level third brake light
LED daytime running lights
LED eyebrow turn indicators
LED front fog lights
Nearside reverse light in rear light cluster
Rear fog lights

Heating/Cooling/Ventilation

Two zone automatic air conditioning

Interior Features

12V power socket in centre console
2 cupholders in front centre console
3 spoke M sports design leather steering wheel finished in nappa leather with specific M badge
Anthracite headlining
Conditioned Based Service
Dakota leather upholstery with perforation and contrast stitching
Driver side folding compartment in instrument panel
Folding rear clothes hook
Four grab handles integrated in roof lining
Front and rear door pockets
Front and rear side armrest integrated into door trim
Front Armrest foldable with integrated storage compartment
Glove compartment
Manual adjust steering wheel
Multi-function controls for steering wheel
Storage compartment in centre console

Interior Lights

Welcome lighting

Packs

Extended lighting pack - 1 Series
Extended storage pack - 1 Series
Interior lights pack - 1 Series
Luggage compartment pack - 1 Series
M Sport aerodynamics pack - 1 Series

Safety

2 tone horn
3 point seatbelts on all seats, front pyrotechnic belt tensioners and belt force limiters, rear coded belt buckles
Airbags - Front driver and passenger, front and rear head, front side, curtain head protection
Crash sensor activating central locking release, hazard warning lights, fuel cut off, interior lighting + activation of safety battery terminal clamp
Driver and front passenger seat belt security check
Front passenger manual airbag deactivation
Rear child proof door locks
Seatbelt warning
Side impact protection
Tyre pressure monitoring system
Warning triangle and first aid kit

Seats

3 rear seat head restraints
Child seat ISOFIX attachment for two outer rear seats and front passenger seat with anchorage points
Driver and front passenger seat heating
Folding rear seats
Front sports seats with electric side bolster adjustment
Height adjustable front head restraints
Rear seat backrest with manual 60:40 split folding with 3 top tether clips integrated on rear of seat panels

Security

Automatic drive away locking facility
Central locking switch for all doors, fuel filler cap and luggage compartment
Deadlocking function system to all doors
Locking wheel bolts
Remote control with integrated key with High-gloss Black inlay and M designation
Start/stop button with comfort go keyless engine start and auto start stop deactivation button
Thatcham Cat.1 alarm with remote control and immobiliser

Transmission

Electronic differential lock

Vanity Mirrors

Sun visors with vanity mirrors and insert tab

Wheels

Reduced rolling resistance tyres
Confused character

Can't find the exact feature you were looking for?

Sometimes going through all the equipment list can be challenging. Don't worry though! Simply make an enquiry with this car and one of our car experts will be in touch to chat through the finer details, ensuring you get the exact car you want.

Emissions - ICE

CO2 (g/km)113
HC+NOxN
ParticlesN
Standard Euro EmissionsEURO 6
WLTP - CO2 (g/km) - Comb145
WLTP - CO2 (g/km) - Comb - Max156
WLTP - CO2 (g/km) - Comb - Min144
WLTP - CO2 (g/km) - Extra High144
WLTP - CO2 (g/km) - Extra High - Max159
WLTP - CO2 (g/km) - Extra High - Min144
WLTP - CO2 (g/km) - High122
WLTP - CO2 (g/km) - High - Max132
WLTP - CO2 (g/km) - High - Min122
WLTP - CO2 (g/km) - Low203
WLTP - CO2 (g/km) - Low - Max212
WLTP - CO2 (g/km) - Low - Min203
WLTP - CO2 (g/km) - Medium142
WLTP - CO2 (g/km) - Medium - Max151
WLTP - CO2 (g/km) - Medium - Min142

Engine and Drive Train

CamshaftDOHC
Catalytic ConvertorYes
CC1499
Compression Ratio11.0:1
Cylinder LayoutIN-LINE
Cylinders3
Cylinders - Bore (mm)82
Cylinders - Stroke (mm)94.6
Engine CodeB38A15M1
Engine LayoutNORTH SOUTH
Fuel DeliveryTWIN TURBO
Gears7 SPEED
Number of Valves12
TransmissionSEMI-AUTO

Fuel Consumption - ICE

EC Combined (mpg)56.5
EC Directive 1999/100/EC AppliesNo
EC Extra Urban (mpg)67.3
EC Urban (mpg)44.1
WLTP - FC (l/100km) - Comb6.4
WLTP - FC (l/100km) - Comb - Max6.9
WLTP - FC (l/100km) - Comb - Min6.4
WLTP - FC (l/100km) - Extra High6.3
WLTP - FC (l/100km) - Extra High - Max7
WLTP - FC (l/100km) - Extra High - Min6.3
WLTP - FC (l/100km) - High5.4
WLTP - FC (l/100km) - High - Max5.8
WLTP - FC (l/100km) - High - Min5.4
WLTP - FC (l/100km) - Low9
WLTP - FC (l/100km) - Low - Max9.3
WLTP - FC (l/100km) - Low - Min8.9
WLTP - FC (l/100km) - Medium6.3
WLTP - FC (l/100km) - Medium - Max6.6
WLTP - FC (l/100km) - Medium - Min6.3
WLTP - MPG - Comb44.1
WLTP - MPG - Comb - Max40.9
WLTP - MPG - Comb - Min44.1
WLTP - MPG - Extra High44.8
WLTP - MPG - Extra High - Max40.4
WLTP - MPG - Extra High - Min44.8
WLTP - MPG - High52.3
WLTP - MPG - High - Max48.7
WLTP - MPG - High - Min52.3
WLTP - MPG - Low31.4
WLTP - MPG - Low - Max30.4
WLTP - MPG - Low - Min31.7
WLTP - MPG - Medium44.8
WLTP - MPG - Medium - Max42.8
WLTP - MPG - Medium - Min44.8

General

Alternative Fuel QualifyingNo
Badge Engine CC1.5
Badge Power140
Based On IDN
Coin Descriptioni
Coin SeriesM Sport
Did at least one aspect of this vehicle's safety give cause for concern?No
Generation Mark2
Insurance Group 1 - 50 Effective January 0720E
Manufacturers Corrosion Perforation Guarantee - Years6
Manufacturers Paintwork Guarantee - Years3
NCAP Adult Occupant Protection %83
NCAP Child Occupant Protection %87
NCAP Overall Rating - Effective February 095
NCAP Pedestrian Protection %76
NCAP Safety Assist %72
Service Interval Frequency - Months24
Service Interval Mileage18000
Special EditionNo
Special OrderNo
Standard manufacturers warranty - Mileage999999
Standard manufacturers warranty - Years3
Timing Belt Interval Frequency - MonthsN
Timing Belt Interval MileageN
Vehicle Homologation ClassM1

Performance

0 to 60 mph (secs)No
0 to 62 mph (secs)8.5
Engine Power - BHP140
Engine Power - KW103
Engine Power - PSYes
Engine Power - RPM4600
Engine Torque - LBS.FT162
Engine Torque - MKG22.4
Engine Torque - NM220
Engine Torque - RPM1480
Top Speed132

Test Cycles

Emissions Test CycleWLTP

Tyres

Alloys?Yes
Space Saver?No
Tyre Size Front225/40 R18
Tyre Size Rear225/40 R18
Tyre Size SpareTYRE REPAIR KIT
Wheel StyleM DOUBLE SPOKE STYLE 819M
Wheel Type18" ALLOY

Vehicle Dimensions

Height1434
Height (including roof rails)N
Length4319
Wheelbase2670
Width1799
Width (including mirrors)2081

Weight and Capacities

Fuel Tank Capacity (Litres)42
Gross Vehicle Weight1870
Luggage Capacity (Seats Down)1200
Luggage Capacity (Seats Up)380
Max. Loading Weight550
Max. Roof Load75
Max. Towing Weight - Braked1300
Max. Towing Weight - Unbraked695
Minimum Kerbweight1320
No. of Seats5
Turning Circle - Kerb to Kerb11.4
Pensive character

Confused by which car is which?

Important: Vehicle information to be used for guidance only and is subject to change.

These technical specifications can be quite challenging, don't worry though! Simply make an enquiry with this car and one of our car experts will be in touch to chat through your car choice, ensuring you get the exact car you want.

Maintenance is a great way to pay monthly for your car's servicing (which you need to do), along with some great bonus features to make your life easier.

If you choose not to include maintenance, you as the driver will be responsible for the regular servicing of your car.

By choosing maintenance, you get to spread the costs of this service over the year and you get the following fantastic extra benefits:

Key Maintenance Benefits

  • Your vehicle collected from and returned to you
  • Premium branded tyres replaced and fitted
  • Repairs on wear and tear items (bulbs, batteries, exhausts, cam belts, wiper blades, alternators & starter motors)
  • Your car returned like new with a wash and vac
  • MOT tests are also covered
  • Courtesy vehicle upon request
Pensive character

Worry Free Servicing plus more!

Taking away the hassle of running a car. We do everything for you, from picking your car up at your door, fixing its problems and then delivering it home safe and sound without you having to make any effort.

Choose a Different BMW 1 Series Hatchback Version

Great BMW 1 Series Hatchback Deals

Offer
Petrol  
Manual Transmission
1 Series Hatchback 118i SE 5dr £207.99 ex. VAT
£249.59 inc. VAT
View Car
Offer
Petrol  
Manual Transmission
1 Series Hatchback 118i SE 5dr Step Auto £221.99 ex. VAT
£266.39 inc. VAT
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Offer
Petrol  
Manual Transmission
1 Series Hatchback 118i M Sport 5dr £224.99 ex. VAT
£269.99 inc. VAT
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Offer
Diesel  
Manual Transmission
1 Series Diesel Hatchback 116d M Sport 5dr £257.99 ex. VAT
£309.59 inc. VAT
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Offer
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d M Sport 5dr £269.99 ex. VAT
£323.99 inc. VAT
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Offer
Diesel  
Manual Transmission
1 Series Diesel Hatchback 116d M Sport 5dr Step Auto £269.99 ex. VAT
£323.99 inc. VAT
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Offer
Petrol  
Manual Transmission
1 Series Hatchback M135i xDrive 5dr Step Auto £282.99 ex. VAT
£339.59 inc. VAT
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Offer
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d M Sport 5dr Step Auto £284.99 ex. VAT
£341.99 inc. VAT
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Offer
Petrol  
Manual Transmission
1 Series Hatchback M135i xDrive 5dr Step Auto [Tech Pack 1] £299.99 ex. VAT
£359.99 inc. VAT
View Car
Petrol  
Manual Transmission
1 Series Hatchback 118i Sport 5dr £235.64 ex. VAT
£282.77 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 116d SE 5dr £247.21 ex. VAT
£296.65 inc. VAT
View Car
Petrol  
Manual Transmission
1 Series Hatchback 118i Sport 5dr Step Auto £248.21 ex. VAT
£297.85 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 116d Sport 5dr £249.88 ex. VAT
£299.86 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d SE 5dr £256.58 ex. VAT
£307.90 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 116d SE 5dr Step Auto £258.30 ex. VAT
£309.96 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d Sport 5dr £260.46 ex. VAT
£312.55 inc. VAT
View Car
Petrol  
Manual Transmission
1 Series Hatchback 118i M Sport 5dr [Tech Pack 1] £260.67 ex. VAT
£312.80 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 116d Sport 5dr Step Auto £262.25 ex. VAT
£314.70 inc. VAT
View Car
Petrol  
Manual Transmission
1 Series Hatchback 118i M Sport 5dr [Plus Pack] £264.73 ex. VAT
£317.68 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d SE 5dr Step Auto £271.61 ex. VAT
£325.93 inc. VAT
View Car
Petrol  
Manual Transmission
1 Series Hatchback 118i M Sport 5dr Step Auto [Tech Pack 1] £273.35 ex. VAT
£328.02 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d Sport 5dr Step Auto £275.71 ex. VAT
£330.85 inc. VAT
View Car
Petrol  
Manual Transmission
1 Series Hatchback 118i M Sport 5dr Step Auto [Plus Pack] £277.44 ex. VAT
£332.93 inc. VAT
View Car
Petrol  
Manual Transmission
1 Series Hatchback 118i M Sport 5dr [Tech 1/Plus Pack] £279.86 ex. VAT
£335.83 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d M Sport 5dr [Tech Pack 1] £286.92 ex. VAT
£344.30 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 120d Sport 5dr Step Auto £290.10 ex. VAT
£348.12 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d M Sport 5dr [Plus Pack] £291.46 ex. VAT
£349.75 inc. VAT
View Car
Petrol  
Manual Transmission
1 Series Hatchback 118i M Sport 5dr Step Auto [Tech 1/Plus Pack] £292.93 ex. VAT
£351.52 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d M Sport 5dr Step Auto [Tech Pack 1] £301.67 ex. VAT
£362.00 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 120d xDrive Sport 5dr Step Auto £304.82 ex. VAT
£365.78 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d M Sport 5dr Step Auto [Plus Pack] £306.19 ex. VAT
£367.43 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d M Sport 5dr [Tech 1/Plus Pack] £306.32 ex. VAT
£367.58 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 120d M Sport 5dr Step Auto £308.63 ex. VAT
£370.36 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 120d xDrive M Sport 5dr Step Auto £316.74 ex. VAT
£380.09 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 118d M Sport 5dr Step Auto [Tech 1/Plus Pack] £320.92 ex. VAT
£385.10 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 120d xDrive M Sport 5dr Step Auto [Tech Pack 1] £329.23 ex. VAT
£395.08 inc. VAT
View Car
Petrol  
Manual Transmission
1 Series Hatchback M135i xDrive 5dr Step Auto [Plus Pack] £330.17 ex. VAT
£396.20 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 120d xDrive M Sport 5dr Step Auto [Plus Pack] £333.75 ex. VAT
£400.50 inc. VAT
View Car
Petrol  
Manual Transmission
1 Series Hatchback M135i xDrive 5dr Step Auto [Tech 1/Plus Pack] £344.94 ex. VAT
£413.93 inc. VAT
View Car
Diesel  
Manual Transmission
1 Series Diesel Hatchback 120d xDrive M Sport 5dr Step Auto [Tech 1/Plus Pk] £348.97 ex. VAT
£418.76 inc. VAT
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Trust, Compliance & Small Print

All primary prices shown on this page ex VAT at the prevailing rate unless otherwise stated.

An excess mileage charge may be applied if the contracted mileage is exceeded. Full details will be provided within the written quotation.

You will not own the vehicle and it should be returned clean in a condition that is commensurate with its age and mileage, otherwise charges may apply.

LeaseCar UK is a trading style of Central Contracts (S.O.T.) Limited
Central Contracts (S.O.T.) Limited is a credit broker not a lender
Central Contracts (S.O.T.) Limited is authorised and regulated by the Financial Conduct Authority
We are acting as a credit broker for the purposes of arranging your selected finance contract. We have a commercial relationship with a carefully selected panel of lenders and we may receive a commission from the selected lender. We do not charge you a fee for our credit broking services.

Central Contracts (S.O.T.) Limited.
Central House, Trentham Business Quarter, Bellringer Road,
Stoke-on-Trent, Staffordshire, ST4 8GB.

VAT Reg No. 715 25 1558 Company Reg. No. 3635778
Financial Services Register No. 677877 ICO Registration No. Z7112215

From April 2020 WLTP will replace the current NEDC test procedure for establishing the official Fuel Consumption and CO2 emissions of new cars. Please be aware of the following:
For vehicles registered on or after 1st April 2020 vehicle road tax costs will be based on the WLTP CO2 values and may change the monthly rental cost.
Vehicles registered on or after 6 April 2020 Please be aware the addition of certain factory fitted options may impact the vehicles co2 emissions and affect your monthly rental.

The Financial Ombudsman (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

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